Thursday 18 July 2013

MID DAY MEAL SCHEME : TAMING OF WHITE ELEPHANT

Once my father told me story of a Saint, living in a jungle, far away from the village, devoting all his time in prayers and meditation. Villagers use to visit him frequently, for his discourses. One morning when he was changing dhoti, the only fabric he was using. He noticed some ratted holes in the dhoti. The holes were caused by chewing of the dhoti by rat. This incident increased the worries of the saint. He kept on thinking it all the day, what is to be done. When villagers came in the evening for discourse, they saw the worried saint. They kept on asking the saint, reason for his worry. After too much compulsion the saint repeated the story. They suggested the saint of taming a cat, Cat can easily take care of the Rat, the saint was told. After some resistance the saint gave node for it. Next morning the villagers arranged for a cat. Cat started moving in the Ashram, but started mewing after some time out of hunger, disturbing the saint who was in meditation. Again this new problem was discussed and the solution came in the form of a cow to feed the cat. The cow was brought in the Ashram. Every thing was well, but the saint was busy with the cow and cat for most of the time, not having sufficient time for the prayers and meditation, which was taken by him as a purpose of life. This was a big problem for the saint, it was again discussed and the decision for keeping a maid, who could take care of cat & cow and will make the saint free for his daily routine.The maid is arranged, she started taking care of the cat & cow. she was comforting the saint also by making arrangements for him. The Ashram got converted in to a family house. One fine morning when the saint was sitting for his meditation, this thought came in his mind and he started thinking, how it started. The solution for the problem of ratted Dhoti, has changed whole purpose and motive of his life. Such is our Mid Day Meal Scheme. Started for the welfare of children, have become cage of corruption. You turn any stone you will find only and only corrupt inhuman norms in it.

Mid day meal started in the year 2006, with a golden motif. But it is not different from the story of the saint. Worst part of it, no one is there to take care of it. After the unfortunate incident of Chapara, all the officials and the machinery involved in the implementation of this scheme, and was supposed to be taken to the task, is moving freely. And everyone is just beating the bush, passing the buck. No one is ready to look at the origin of the problem. We all will be surprised 
to know, that 50% of the amount allocated for this scheme is preserved for the MONITORING, EVALUATION & MANAGEMENT of the scheme, as per circular no. F.1-15/2009-Desk (MDM) dated 21.06.2010. What this white elephant machinery, gulping 50% amount of the scheme was doing, is it not there responsibility,  are they not guilty, should they not to be punished. Why no one is talking for them.

Provision made in the Mid Day Meal Scheme is to give 100 gms. of food grain, 20 gm pulse, 50 gm vegetables, 5 gm oil & fat and Salt & condiments as per requirement for the children studying in Primary and 50% additional quantity of each item for the upper primary children. The schools were given 50% of the fund allocated in the scheme out of which Rs.2.50 per meal for a primary child and 3.75 for the upper primary child is preserved and spent by the schools . And this cost is inclusive of pulses, vegetables, oil & fat, salt and condiments and fuel. Balance grant out of 50% share of the schools. Schools are permitted to spent on Forms, stationary, soaps,plates, glasses, mats, training of cooks, repair & maintenance of cooking vessels etc. These provisions are made in the circular no. F.1-1/2009-Desk (MDM) dated 24.11.2009.

I am sure everyone will understand, why I am calling this scheme as taming of White Elephant. More then 75 % of the money allocated for children is spent for  managing  the scheme. Share of child is only Rs.2.50 in the money allocated. One can easily imagine, what quality of food children are served. That is why, every now and then we are observing the complaints of insects and rotten food, almost from every part of the country. Even Rs. 2.50 are not spent on the meal articles honestly. If a thorough inquiry is conducted you will find many many loo poles and corruption in the scheme, right from the procurement of the food grains, up to cooking and serving the meals to the children. It happened with me, when I inquired with some of the schools. Off the record they are telling that apart from the quality of food grains they are supplied, it is not easy for them to get their share of money, without paying bribes to the officials. There are two opinions about the quality of food grains, one is complaining for the quality, other is blaming school management, for disposing good quality food grain in the market and procuring lowest quality from the market for children. On asking how they are managing and cooking the meal. They told, it is impossible for them to manage meals with the money they receive after bribing. They compensate it by showing additional strength of the children, they get additional quantity of food grain. This additional quantity of the food grain, and some saving they make in cooking the food by putting less quantity then the allocated, which they sell in the market. The total amount received so, they are managing the things. This is what they have told, we can make it easily, that they are also not innocent as they are posing. They are also engaged in making money out of it. Deteriorating the quality of the food further.

Coming to the solution part of it. We are too much dependent on the government and its machinery. We are not reacting to the evils happening in the society. I am not asking to open fight in every walk of the society.Government machinery can not solve  the problems, unless it is hammered. Take the unfortunate incident of Chapara, find out and punish corrupt machinery, but is it going to solve the problem. For some time, officials will feel the heat, then they will return to normal. Even today you go and check Mid day meal served around your area, it will not be difficult for you to find insects and bad smell in the meal. 

I am of the opinion that Good things can never comes in the life of a sleeping society. We have social groups, bahajan mandals, senior citizen groups, environment protection groups and several other groups, almost in all the parts of the country. Is there any other more important work then this. Which is going to save future of the nation. Resist whenever, wherever you find any wrong by making representations through delegations, writing letters to media & concerned departments and officials, making complaints in media including social one, holding demonstration in front of the schools and officials. This is the only way of implementing this and several social welfare schemes in the country successfully.


Tuesday 16 July 2013

INDIAN ECONOMY IS IN THE TRAP OF FDI : NOW

It was always a cause of concern for Indian Economy, whether we go for FDI (Foreign Direct Investment) or not and in case we opt it, in how much percentage. The issue was in demand of a large scale debate in the country. Instead of inviting a debate on the issue. The Government went on advocating for it with all their available resources. Unfortunately our rulers came forward on the issue with a prejudice mind. That is why they never opened a discussion on it, in the country. This is because  for unknown reasons, they were always soft on FDI. 

Several times the issue of FDI came before the country. Some country men were not in favor of it. But their thought were never given a patient and justified hearing. Most of the people must not have forgotten, that when Government was in the process of inviting FDI in some sectors like Single Brand Retail & Multi Brand Retail. Economic recession was in the worst of it,in US and Europe  And our Government was receiving threats from the various international institutions and countries, for not taking adequate measures for adoption of open economy. So that large business houses can start their free business in India. And wipe out most of the middle and small size entrepreneurs of the country. They call it, "economic reforms"  in their 
language . This was the period when economist of the country were worried, and asking the 
Government to take measures, so that we can survive from the effects of economic recession, western world was facing. This was not a vague thought. After taking several steps in the name of economic reforms, effect of economic recession in the western world was unavoidable for the country. It seems that the Government was having second thought in their mind. That is why they went on telling the people of the country that under the rule of Great Economist, we achieved high levels of economy. Our economy is stable and able to sustain effects of western recession easily. They did nothing.

Their in activeness proved very very costly to the country. Slowly slowly our currency started loosing in comparison with the Dollar in the international market. In spite of fall in the price of Rupee, we have not gone for any measures, to curb it. Instead Government went on telling the people that the problem is because we Indian go for excessive purchasing of the gold. Don't know their intention behind this mis advertisement.

Is not Government contradicting its own remark's. At one side they are telling people that recession in the rupee is out of purchase of excessive Gold from the international market. On the other side they are telling people that Three Fourth population of the country, is not able to feed themselves, need support of the Government to fill their belly. And that for the purpose it is essential for the Government to bring Food Safety Bill, to feed these people. This is the strong argument of the Government that the bill can not wait and this is their compulsion to bring it foin the form of an Ordinance. Even wait for a month is undesirable, to discuss it in the Parliament, as per demand of all political parties. Who would agree, that the population able to disturb balance of payment by making purchases in the Gold, need Government assistance to feed themselves immediately. 

The Government was in favor of FDI in all the sectors, they were under pressure from the international institutions. That is why they have not cared for the fall of Rupee, kept on sitting silently. Waiting for the worst to come. When worst is there, instead of fighting it back, they surrendered by inviting huge amount of FDI in almost all the sectors. Effect of FDI on the country is discussed time and again, need not to be repeated. Only time to come will tell. But one 
thing is certain, so many promises given by the Government for improvement of the economy, proved wrong. This heavy increase in FDI is also going to prove suicidal for the country, in time to come. But it is our destiny.

Friday 5 July 2013

BE AWARE WHEN MOVING IN GOLD MARKET, IT IS SLIPPERY

A fortnight ago, I was talking to my friend. During conversation he revealed that gold earrings of her wife got worn out. These earrings were presented to the lady on the occasion of her wedding, some 25 years ago, by her sister-in-law.He thought of remaking it. Therefore discussed it with a friend, who is in the business of jewelry making. His friend told that the earrings worth is not more then Rs.20/-, as the same was made out of brass. My friend resisted that how it could be as the same was presented by his sister. But the goldsmith, said, it is. Shocked with the revelation of truth after 25 years, my friend think of consulting some other one. It was to his utter surprise that second man repeated the same thing. Friend was in dilemma, how to disclose to the sister, if he did not, his sister purchasing all her family jewelry, from the same shop, may be in deep water. After a deep thought he revealed it to her sister. She was also shocked, but told the friend to give those earring to him and she will discuss it with the shop owner she is making all jewelry purchases since last 30 years. It was a pleasant surprise to the sister that the shop owner returned entire amount of the gold earrings. Even before his sister could open her mouth and any discussion regarding the quality of gold.

How it could be, two dealers are making statement that the ornament is of brass, whereas the original seller is accepting them as gold, without any discussion. This clearly indicate that something fishy is going in the gold ornament market and the interests of the consumers are at stake. Akhil Bhartiya Grahak Panchayat is taking up the matter for standardization of gold ornaments since long. In the year 2000, Hall Mark stamping introduced by the BIS on voluntary basis, it worked as third party assurance. Caratometer were also introduced by some of the dealers in the market to measure purity of the Gold. But steps were not of much use, since unscrupulous traders continue to perform in the gold market. After a long chase the cabinet ministry approved the amendment in the BIS Act for making the provisions of Hall mark mandatory for all Gold Dealers. 

Even if the provision of Hall Marking mad mandatory for the Gold Ornaments/ Articles. It is necessary for the consumers to understand some basics of this trade. So that their investment in gold fetch them proper price, in the need of the hour.

Firstly the specifications for gold jewelry/articles fineness and marking were published in 1959, later on, these specifications revised in 1971, 1981 &1999. These specifications are based on the standards for manufacturers mark, details of purity/ fineness, followed in the world. 

In India these specific grades are covered by the IS2790, where guidelines are prescribed for manufacturing 23, 22, 21, 18, 14 & 9 Carat gold alloys. It is important for the consumers to become aware of the terminologies, used in the gold market.

CARAT -                         1 of 24th part by mass of the metallic element Gold.
STANDARD GOLD -    Fineness 995 parts per thousand and above without 
                                        any negative tolerance.
FINENESS -                  Ratio between mass of gold content and total mass 
                                        expressed in parts per thousand.
FINE GOLD -               Having  Fineness 999 parts per thousand without any negative tolerance.

Consumers can find in chart below different grades of the gold, their fineness and Carat values.
       GRADES FINENESS CARAT
Fine Gold                                    999                                            -
Standard Gold                             995                                            -
958.3                                           958                                           23
916.6                                           916                                           22
875                                              875                                           21
750                                              750                                           18
  708                                              708                                           17
585                                             585                                            14
375                                             375                                              9

For manufacturing the ornaments solders play an important roll. When ever a consumer sells ornaments, the traders make a huge discount in the name of solders known as Tanka in the Indian markets. There are standards for this solders also, it should be of same fineness. Details are described in IS3095. 

Solder of 22 carat is only allowed in the jewelry of 23 carat. 
Solder of the same carat should be used for the jewelry of carats of other descriptions.

As now Hall marking is made mandatory for any type of jewelry. It is duty of the consumers to expose those who are selling gold ornament without Hall Mark i.e. without any guarantee to the consumers. 

Consumers can check on the ornament which is Hall Mark following descriptions. 

1. BIS mark, 
2. Purity grade/fineness, 
3. Assay Centers(Certification Center) identification mark, 
4. Year of marking denoted by letter symbol & Jewelers Mark. 

It is also important to note that following ornaments should not be Hall Marked -

1. Those not assayed by BIS recognized centers.
2. Hollow ornaments filled with base element like cement, lac etc.
3. Gold article on which it is physically impossible to stamp the mark.
4. Jewelry below 9 carat of gold.

So remember when you next go for gold jewelry purchase, make sure your purchase is worth.